DuPont Decomposition

Why does INDGN earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

12.8% = 11.4% × 0.76 × 1.47

Latest: FY2026

Profitability

Net Margin

11.4%

9.9% →11.4%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.76x

1.23x →0.76x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.47x

1.77x →1.47x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 8.8 pp over 5 years. Driven by net margin improving (9.9% → 11.4%), asset turnover declining (1.23x → 0.76x), leverage falling (1.77x → 1.47x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr9.9%1.231.7721.6%
FY20230Cr0Cr11.5%1.052.0725.0%
FY20240Cr0Cr13.0%1.021.7823.6%
FY20250Cr0Cr14.3%0.851.2715.6%
FY20260Cr0Cr11.4%0.761.4712.8%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

INDGN DuPont Analysis — ROE 12.8% | YieldIQ