DuPont Decomposition

Why does INDIGO earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

77.5% = 9.3% × 0.67 × 12.37

Latest: FY2025

Profitability

Net Margin

9.3%

12.1% →9.3%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.67x

0.82x →0.67x

Revenue per ₹ of assets

Leverage

Equity Multiplier

12.37x

41.19x →12.37x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 331.9 pp over 2 years. Driven by net margin declining (12.1% → 9.3%), asset turnover declining (0.82x → 0.67x), leverage falling (41.19x → 12.37x). High financial leverage (equity multiplier > 4x) amplifies returns but also risk.

Historical Decomposition

Last 2 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20240Cr0Cr12.1%0.8241.19409.4%
FY20250Cr0Cr9.3%0.6712.3777.5%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

INDIGO DuPont Analysis — ROE 77.5% | YieldIQ