DuPont Decomposition

Why does INDIQUBE earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

-20.7% = -7.3% × 0.22 × 12.65

Latest: FY2026

Profitability

Net Margin

-7.3%

-41.1% →-7.3%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.22x

0.23x →0.22x

Revenue per ₹ of assets

Leverage

Equity Multiplier

12.65x

28.08x →12.65x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 240.8 pp over 2 years. Driven by net margin improving (-41.1% → -7.3%), leverage falling (28.08x → 12.65x). High financial leverage (equity multiplier > 4x) amplifies returns but also risk.

Historical Decomposition

Last 2 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20240Cr-0Cr-41.1%0.2328.08-261.4%
FY20260Cr-0Cr-7.3%0.2212.65-20.7%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

INDIQUBE DuPont Analysis — ROE -20.7% | YieldIQ