DuPont Decomposition

Why does INDOCO earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

-10.1% = -5.3% × 0.69 × 2.76

Latest: FY2026

Profitability

Net Margin

-5.3%

10.3% →-5.3%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.69x

1.01x →0.69x

Revenue per ₹ of assets

Leverage

Equity Multiplier

2.76x

1.64x →2.76x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 27.2 pp over 5 years. Driven by net margin declining (10.3% → -5.3%), asset turnover declining (1.01x → 0.69x), leverage rising (1.64x → 2.76x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr10.3%1.011.6417.1%
FY20230Cr0Cr8.7%0.991.6113.8%
FY20240Cr0Cr5.5%0.831.938.9%
FY20250Cr-0Cr-4.5%0.682.38-7.2%
FY20260Cr-0Cr-5.3%0.692.76-10.1%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

INDOCO DuPont Analysis — ROE -10.1% | YieldIQ