DuPont Decomposition

Why does INDTERRAIN earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

-23.3% = -12.5% × 0.77 × 2.42

Latest: FY2025

Profitability

Net Margin

-12.5%

-0.7% →-12.5%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.77x

0.71x →0.77x

Revenue per ₹ of assets

Leverage

Equity Multiplier

2.42x

2.41x →2.42x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 22.2 pp over 4 years. Driven by net margin declining (-0.7% → -12.5%).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr-0Cr-0.7%0.712.41-1.1%
FY20230Cr0Cr1.4%0.922.583.4%
FY20240Cr-0Cr-3.3%0.872.65-7.6%
FY20250Cr-0Cr-12.5%0.772.42-23.3%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

INDTERRAIN DuPont Analysis — ROE -23.3% | YieldIQ