DuPont Decomposition

Why does INFOBEAN earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

21.0% = 16.9% × 1.05 × 1.18

Latest: FY2026

Profitability

Net Margin

16.9%

21.0% →16.9%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.05x

0.65x →1.05x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.18x

1.80x →1.18x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 3.6 pp over 5 years. Driven by net margin declining (21.0% → 16.9%), asset turnover improving (0.65x → 1.05x), leverage falling (1.80x → 1.18x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr21.0%0.651.8024.6%
FY20230Cr0Cr9.3%0.911.5613.2%
FY20240Cr0Cr6.1%0.911.377.6%
FY20250Cr0Cr9.6%0.961.2411.4%
FY20260Cr0Cr16.9%1.051.1821.0%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

INFOBEAN DuPont Analysis — ROE 21.0% | YieldIQ