DuPont Decomposition

Why does INNOVACAP earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

13.4% = 10.4% × 0.78 × 1.65

Latest: FY2025

Profitability

Net Margin

10.4%

8.0% →10.4%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.78x

1.39x →0.78x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.65x

2.76x →1.65x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 17.3 pp over 4 years. Driven by net margin improving (8.0% → 10.4%), asset turnover declining (1.39x → 0.78x), leverage falling (2.76x → 1.65x).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr8.0%1.392.7630.7%
FY20230Cr0Cr7.3%1.312.5524.6%
FY20240Cr0Cr10.9%0.201.593.5%
FY20250Cr0Cr10.4%0.781.6513.4%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

INNOVACAP DuPont Analysis — ROE 13.4% | YieldIQ