DuPont Decomposition

Why does INTELLECT earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

10.9% = 11.4% × 0.66 × 1.44

Latest: FY2026

Profitability

Net Margin

11.4%

18.6% →11.4%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.66x

0.72x →0.66x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.44x

1.43x →1.44x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 8.4 pp over 5 years. Driven by net margin declining (18.6% → 11.4%).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr18.6%0.721.4319.3%
FY20230Cr0Cr12.0%0.771.4013.0%
FY20240Cr0Cr12.8%0.741.4013.2%
FY20250Cr0Cr13.3%0.641.3911.9%
FY20260Cr0Cr11.4%0.661.4410.9%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

INTELLECT DuPont Analysis — ROE 10.9% | YieldIQ