DuPont Decomposition

Why does IPCALAB earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

14.2% = 11.8% × 0.78 × 1.53

Latest: FY2026

Profitability

Net Margin

11.8%

15.3% →11.8%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.78x

0.76x →0.78x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.53x

1.40x →1.53x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 2.0 pp over 5 years. Driven by net margin declining (15.3% → 11.8%).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr15.3%0.761.4016.2%
FY20230Cr0Cr7.6%0.721.488.1%
FY20240Cr0Cr7.2%0.691.758.6%
FY20250Cr0Cr8.3%0.761.6910.6%
FY20260Cr0Cr11.8%0.781.5314.2%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

IPCALAB DuPont Analysis — ROE 14.2% | YieldIQ