Reverse DCF

What growth does the market imply for IRB?

Working backwards from the current price to find the FCF growth assumption baked in.

aggressive

10.4% implied annual FCF growth

The market is pricing in above-average growth. Achievable for a high-quality business but leaves limited margin for error — any slowdown could hurt the price.

Reverse DCF computed against price ₹21 · captured just nowRefresh for current price →

Current Price

₹21

Historical Growth

1.5%

FCF Yield

9.64%

Price / FCF

10.4x

Plain English

To justify today's price of ₹20.52, IRB.NS needs to grow its free cash flow at 10.4% per year for the next 10 years. That is 9.0% faster than its historical growth rate of 1.5%. This is optimistic but not impossible for a high-quality business. The stock leaves little room for error — any slowdown could hurt the price.

Adjust Assumptions

12.8%
6%13%20%
4.0%
0%3%6%

Growth Scenarios

What the stock is worth at different growth assumptions

ScenarioFCF GrowthImplied IVMoS vs Price
Historical1.5%₹3-86.4%
Half implied5.2%₹9-57.2%
GDP rate10.0%₹19-5.3%
Implied10.4%₹21+0.0%

At Historical Growth Rate

DCF horizon: 10 years. At 1.5% growth, the model values IRB at ₹3, below today's ₹21.

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Bear/base/bull scenarios, sensitivity heatmap, reverse DCF, and more.

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This is an analytical tool, not investment advice. Implied growth is a mathematical inversion of the DCF model and depends on WACC and terminal growth assumptions. YieldIQ is not registered with SEBI as an investment adviser.

IRB Reverse DCF — Market Implies 10.4% FCF Growth | YieldIQ