DuPont Decomposition

Why does ISGEC earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

8.8% = 3.9% × 0.79 × 2.82

Latest: FY2025

Profitability

Net Margin

3.9%

4.6% →3.9%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.79x

0.29x →0.79x

Revenue per ₹ of assets

Leverage

Equity Multiplier

2.82x

3.07x →2.82x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 4.7 pp over 3 years. Driven by asset turnover improving (0.29x → 0.79x), leverage falling (3.07x → 2.82x).

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr4.6%0.293.074.0%
FY20240Cr0Cr3.9%0.243.112.9%
FY20250Cr0Cr3.9%0.792.828.8%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.