DuPont Decomposition

Why does ISGEC earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

4.0% = 1.6% × 0.84 × 2.95

Latest: FY2026

Profitability

Net Margin

1.6%

2.0% →1.6%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.84x

0.81x →0.84x

Revenue per ₹ of assets

Leverage

Equity Multiplier

2.95x

3.19x →2.95x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 1.1 pp over 5 years. Driven by leverage falling (3.19x → 2.95x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr2.0%0.813.195.1%
FY20230Cr0Cr3.1%0.893.078.5%
FY20240Cr0Cr4.0%0.793.119.7%
FY20250Cr0Cr3.0%0.802.946.9%
FY20260Cr0Cr1.6%0.842.954.0%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

ISGEC DuPont Analysis — ROE 4.0% | YieldIQ