DuPont Decomposition

Why does JAINREC earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

22.6% = 3.7% × 2.82 × 2.17

Latest: FY2026

Profitability

Net Margin

3.7%

3.1% →3.7%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

2.82x

2.78x →2.82x

Revenue per ₹ of assets

Leverage

Equity Multiplier

2.17x

9.49x →2.17x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 58.3 pp over 5 years. Driven by leverage falling (9.49x → 2.17x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr3.1%2.789.4980.9%
FY20230Cr0Cr3.0%2.745.6146.1%
FY20240Cr0Cr3.7%2.894.1444.4%
FY20250Cr0Cr3.5%3.502.5330.6%
FY20260Cr0Cr3.7%2.822.1722.6%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

JAINREC DuPont Analysis — ROE 22.6% | YieldIQ