DuPont Decomposition

Why does JAYBARMARU earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

5.8% = 1.6% × 1.26 × 2.97

Latest: FY2025

Profitability

Net Margin

1.6%

2.1% →1.6%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.26x

0.52x →1.26x

Revenue per ₹ of assets

Leverage

Equity Multiplier

2.97x

2.56x →2.97x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 3.0 pp over 3 years. Driven by asset turnover improving (0.52x → 1.26x), leverage rising (2.56x → 2.97x).

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr2.1%0.522.562.8%
FY20240Cr0Cr1.9%0.382.892.1%
FY20250Cr0Cr1.6%1.262.975.8%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

JAYBARMARU DuPont Analysis — ROE 5.8% | YieldIQ