DuPont Decomposition

Why does JAYNECOIND earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

4.7% = 1.9% × 1.04 × 2.42

Latest: FY2025

Profitability

Net Margin

1.9%

0.3% →1.9%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.04x

0.24x →1.04x

Revenue per ₹ of assets

Leverage

Equity Multiplier

2.42x

2.94x →2.42x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 4.5 pp over 3 years. Driven by net margin improving (0.3% → 1.9%), asset turnover improving (0.24x → 1.04x), leverage falling (2.94x → 2.42x).

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr0.3%0.242.940.3%
FY20240Cr0Cr0.1%0.232.700.1%
FY20250Cr0Cr1.9%1.042.424.7%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

JAYNECOIND DuPont Analysis — ROE 4.7% | YieldIQ