DuPont Decomposition

Why does JAYNECOIND earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

16.3% = 6.5% × 1.19 × 2.10

Latest: FY2026

Profitability

Net Margin

6.5%

37.7% →6.5%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.19x

0.94x →1.19x

Revenue per ₹ of assets

Leverage

Equity Multiplier

2.10x

3.45x →2.10x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 106.3 pp over 5 years. Driven by net margin declining (37.7% → 6.5%), asset turnover improving (0.94x → 1.19x), leverage falling (3.45x → 2.10x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr37.7%0.943.45122.6%
FY20230Cr0Cr3.6%1.052.9411.0%
FY20240Cr0Cr3.5%0.972.709.3%
FY20250Cr0Cr1.9%1.042.424.7%
FY20260Cr0Cr6.5%1.192.1016.3%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

JAYNECOIND DuPont Analysis — ROE 16.3% | YieldIQ