DuPont Decomposition

Why does JSL earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

16.1% = 7.4% × 1.06 × 2.06

Latest: FY2026

Profitability

Net Margin

7.4%

9.5% →7.4%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.06x

1.43x →1.06x

Revenue per ₹ of assets

Leverage

Equity Multiplier

2.06x

2.30x →2.06x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 15.2 pp over 5 years. Driven by net margin declining (9.5% → 7.4%), asset turnover declining (1.43x → 1.06x), leverage falling (2.30x → 2.06x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr9.5%1.432.3031.3%
FY20230Cr0Cr5.9%1.312.2717.7%
FY20240Cr0Cr7.1%1.252.1518.9%
FY20250Cr0Cr6.4%1.092.1715.0%
FY20260Cr0Cr7.4%1.062.0616.1%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

JSL DuPont Analysis — ROE 16.1% | YieldIQ