DuPont Decomposition

Why does KAJARIACER earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

10.5% = 6.4% × 1.23 × 1.34

Latest: FY2025

Profitability

Net Margin

6.4%

9.2% →6.4%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.23x

0.36x →1.23x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.34x

1.43x →1.34x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 5.7 pp over 3 years. Driven by net margin declining (9.2% → 6.4%), asset turnover improving (0.36x → 1.23x).

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr9.2%0.361.434.8%
FY20240Cr0Cr8.4%0.351.354.0%
FY20250Cr0Cr6.4%1.231.3410.5%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.