DuPont Decomposition

Why does KALAMANDIR earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

7.5% = 5.8% × 0.89 × 1.45

Latest: FY2025

Profitability

Net Margin

5.8%

4.8% →5.8%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.89x

1.08x →0.89x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.45x

3.34x →1.45x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 9.7 pp over 4 years. Driven by net margin improving (4.8% → 5.8%), asset turnover declining (1.08x → 0.89x), leverage falling (3.34x → 1.45x).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr4.8%1.083.3417.2%
FY20230Cr0Cr7.2%1.113.0724.6%
FY20240Cr0Cr7.3%0.841.549.5%
FY20250Cr0Cr5.8%0.891.457.5%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.