DuPont Decomposition

Why does KALPATARU earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

-10.4% = -6.2% × 0.12 × 14.00

Latest: FY2024

Profitability

Net Margin

-6.2%

-15.2% →-6.2%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.12x

0.06x →0.12x

Revenue per ₹ of assets

Leverage

Equity Multiplier

14.00x

9.33x →14.00x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 1.8 pp over 3 years. Driven by net margin improving (-15.2% → -6.2%), leverage rising (9.33x → 14.00x). High financial leverage (equity multiplier > 4x) amplifies returns but also risk.

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr-0Cr-15.2%0.069.33-8.7%
FY20230Cr-0Cr-5.9%0.2710.44-16.9%
FY20240Cr-0Cr-6.2%0.1214.00-10.4%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

KALPATARU DuPont Analysis — ROE -10.4% | YieldIQ