DuPont Decomposition

Why does KROSS earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

11.3% = 8.2% × 1.05 × 1.30

Latest: FY2026

Profitability

Net Margin

8.2%

4.4% →8.2%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.05x

1.39x →1.05x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.30x

2.72x →1.30x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 5.5 pp over 5 years. Driven by net margin improving (4.4% → 8.2%), asset turnover declining (1.39x → 1.05x), leverage falling (2.72x → 1.30x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr4.4%1.392.7216.8%
FY20230Cr0Cr6.7%1.842.4430.3%
FY20240Cr0Cr7.4%1.712.4030.6%
FY20250Cr0Cr7.7%1.081.3211.1%
FY20260Cr0Cr8.2%1.051.3011.3%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

KROSS DuPont Analysis — ROE 11.3% | YieldIQ