DuPont Decomposition

Why does LAXMICOT earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

0.7% = 0.3% × 1.26 × 1.90

Latest: FY2025

Profitability

Net Margin

0.3%

2.5% →0.3%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.26x

2.01x →1.26x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.90x

14.85x →1.90x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 74.5 pp over 4 years. Driven by net margin declining (2.5% → 0.3%), asset turnover declining (2.01x → 1.26x), leverage falling (14.85x → 1.90x).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr2.5%2.0114.8575.2%
FY20230Cr-0Cr-4.1%1.462.06-12.3%
FY20240Cr-0Cr-0.2%1.201.91-0.4%
FY20250Cr0Cr0.3%1.261.900.7%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

LAXMICOT DuPont Analysis — ROE 0.7% | YieldIQ