DuPont Decomposition

Why does LINC earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

16.2% = 7.0% × 1.58 × 1.45

Latest: FY2025

Profitability

Net Margin

7.0%

2.3% →7.0%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.58x

1.74x →1.58x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.45x

1.41x →1.45x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 10.5 pp over 4 years. Driven by net margin improving (2.3% → 7.0%), asset turnover declining (1.74x → 1.58x).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr2.3%1.741.415.7%
FY20230Cr0Cr7.8%2.031.3421.1%
FY20240Cr0Cr6.8%1.631.5116.7%
FY20250Cr0Cr7.0%1.581.4516.2%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

LINC DuPont Analysis — ROE 16.2% | YieldIQ