DuPont Decomposition

Why does LINC earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

16.1% = 7.0% × 1.58 × 1.45

Latest: FY2025

Profitability

Net Margin

7.0%

9.0% →7.0%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.58x

0.58x →1.58x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.45x

1.34x →1.45x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 9.2 pp over 3 years. Driven by net margin declining (9.0% → 7.0%), asset turnover improving (0.58x → 1.58x).

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr9.0%0.581.347.0%
FY20240Cr0Cr8.3%0.451.515.7%
FY20250Cr0Cr7.0%1.581.4516.1%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.