DuPont Decomposition

Why does LTF earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

10.3% = 27.3% × 0.08 × 4.70

Latest: FY2025

Profitability

Net Margin

27.3%

13.0% →27.3%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.08x

0.03x →0.08x

Revenue per ₹ of assets

Leverage

Equity Multiplier

4.70x

4.92x →4.70x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 8.4 pp over 3 years. Driven by net margin improving (13.0% → 27.3%), leverage falling (4.92x → 4.70x). High financial leverage (equity multiplier > 4x) amplifies returns but also risk.

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr13.0%0.034.921.9%
FY20240Cr0Cr14.8%0.044.412.4%
FY20250Cr0Cr27.3%0.084.7010.3%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.