DuPont Decomposition

Why does LTF earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

10.7% = 28.0% × 0.07 × 5.08

Latest: FY2026

Profitability

Net Margin

28.0%

8.8% →28.0%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.07x

0.11x →0.07x

Revenue per ₹ of assets

Leverage

Equity Multiplier

5.08x

5.36x →5.08x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 5.4 pp over 5 years. Driven by net margin improving (8.8% → 28.0%), leverage falling (5.36x → 5.08x). High financial leverage (equity multiplier > 4x) amplifies returns but also risk.

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr8.8%0.115.365.3%
FY20230Cr0Cr24.9%0.064.947.5%
FY20240Cr0Cr29.5%0.084.389.9%
FY20250Cr0Cr27.3%0.084.7110.3%
FY20260Cr0Cr28.0%0.075.0810.7%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

LTF DuPont Analysis — ROE 10.7% | YieldIQ