DuPont Decomposition

Why does LUMAXIND earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

18.8% = 4.1% × 1.22 × 3.74

Latest: FY2026

Profitability

Net Margin

4.1%

2.3% →4.1%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.22x

1.13x →1.22x

Revenue per ₹ of assets

Leverage

Equity Multiplier

3.74x

3.14x →3.74x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 10.5 pp over 5 years. Driven by net margin improving (2.3% → 4.1%), leverage rising (3.14x → 3.74x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr2.3%1.133.148.3%
FY20230Cr0Cr4.5%1.243.2017.7%
FY20240Cr0Cr4.2%1.013.8716.5%
FY20250Cr0Cr4.1%1.193.6918.1%
FY20260Cr0Cr4.1%1.223.7418.8%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

LUMAXIND DuPont Analysis — ROE 18.8% | YieldIQ