DuPont Decomposition

Why does LUMAXIND earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

18.1% = 4.2% × 1.17 × 3.69

Latest: FY2025

Profitability

Net Margin

4.2%

3.4% →4.2%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.17x

0.33x →1.17x

Revenue per ₹ of assets

Leverage

Equity Multiplier

3.69x

3.20x →3.69x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 14.5 pp over 3 years. Driven by asset turnover improving (0.33x → 1.17x), leverage rising (3.20x → 3.69x).

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr3.4%0.333.203.6%
FY20240Cr0Cr4.9%0.293.875.4%
FY20250Cr0Cr4.2%1.173.6918.1%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.