DuPont Decomposition

Why does LUMAXTECH earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

19.0% = 5.2% × 1.06 × 3.47

Latest: FY2025

Profitability

Net Margin

5.2%

4.7% →5.2%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.06x

1.30x →1.06x

Revenue per ₹ of assets

Leverage

Equity Multiplier

3.47x

2.09x →3.47x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 6.3 pp over 4 years. Driven by asset turnover declining (1.30x → 1.06x), leverage rising (2.09x → 3.47x).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr4.7%1.302.0912.8%
FY20230Cr0Cr5.2%0.823.3014.0%
FY20240Cr0Cr4.7%1.073.2816.5%
FY20250Cr0Cr5.2%1.063.4719.0%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

LUMAXTECH DuPont Analysis — ROE 19.0% | YieldIQ