DuPont Decomposition

Why does M&M earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

14.5% = 8.3% × 0.56 × 3.12

Latest: FY2025

Profitability

Net Margin

8.3%

7.4% →8.3%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.56x

0.51x →0.56x

Revenue per ₹ of assets

Leverage

Equity Multiplier

3.12x

3.06x →3.12x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 2.9 pp over 4 years.

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr7.4%0.513.0611.6%
FY20230Cr0Cr8.6%0.583.0715.3%
FY20240Cr0Cr8.3%0.573.0514.5%
FY20250Cr0Cr8.3%0.563.1214.5%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

See DCF fair value for M&M

Combine financial quality with intrinsic value.

See Fair Value →

DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

M&M DuPont Analysis — ROE 14.5% | YieldIQ