DuPont Decomposition

Why does MAHLIFE earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

3.2% = 16.5% × 0.06 × 3.39

Latest: FY2025

Profitability

Net Margin

16.5%

0.2% →16.5%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.06x

0.07x →0.06x

Revenue per ₹ of assets

Leverage

Equity Multiplier

3.39x

2.00x →3.39x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 3.2 pp over 3 years. Driven by net margin improving (0.2% → 16.5%), leverage rising (2.00x → 3.39x).

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr0.2%0.072.000.0%
FY20240Cr0Cr500.2%0.002.653.8%
FY20250Cr0Cr16.5%0.063.393.2%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.