DuPont Decomposition

Why does MAHLIFE earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

8.2% = 25.3% × 0.14 × 2.29

Latest: FY2026

Profitability

Net Margin

25.3%

41.1% →25.3%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.14x

0.13x →0.14x

Revenue per ₹ of assets

Leverage

Equity Multiplier

2.29x

1.70x →2.29x

Assets funded by equity vs debt

Trend Analysis

ROE stable at ~8%. Driven by net margin declining (41.1% → 25.3%), leverage rising (1.70x → 2.29x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr41.1%0.131.709.0%
FY20230Cr0Cr16.7%0.172.005.6%
FY20240Cr0Cr46.3%0.042.645.3%
FY20250Cr0Cr16.5%0.063.393.2%
FY20260Cr0Cr25.3%0.142.298.2%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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Combine financial quality with intrinsic value.

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

MAHLIFE DuPont Analysis — ROE 8.2% | YieldIQ