DuPont Decomposition

Why does MAMATA earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

23.8% = 16.3% × 0.97 × 1.51

Latest: FY2025

Profitability

Net Margin

16.3%

11.5% →16.3%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.97x

0.88x →0.97x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.51x

2.08x →1.51x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 3.0 pp over 4 years. Driven by net margin improving (11.5% → 16.2%), leverage falling (2.08x → 1.51x).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr11.5%0.882.0820.9%
FY20230Cr0Cr11.3%0.871.7917.6%
FY20240Cr0Cr15.2%0.981.8027.0%
FY20250Cr0Cr16.3%0.971.5123.8%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

MAMATA DuPont Analysis — ROE 23.8% | YieldIQ