DuPont Decomposition

Why does MGL earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

17.6% = 14.4% × 0.87 × 1.40

Latest: FY2025

Profitability

Net Margin

14.4%

11.4% →14.4%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.87x

1.15x →0.87x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.40x

1.46x →1.40x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 1.5 pp over 3 years. Driven by net margin improving (11.4% → 14.4%), asset turnover declining (1.15x → 0.87x).

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr11.4%1.151.4619.1%
FY20240Cr0Cr18.5%0.941.4424.9%
FY20250Cr0Cr14.4%0.871.4017.6%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

MGL DuPont Analysis — ROE 17.6% | YieldIQ