DuPont Decomposition

Why does MOTILALOFS earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

22.5% = 38.8% × 0.19 × 3.05

Latest: FY2025

Profitability

Net Margin

38.8%

16.1% →38.8%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.19x

0.04x →0.19x

Revenue per ₹ of assets

Leverage

Equity Multiplier

3.05x

3.66x →3.05x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 19.8 pp over 3 years. Driven by net margin improving (16.1% → 38.8%), asset turnover improving (0.04x → 0.19x), leverage falling (3.66x → 3.05x).

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr16.1%0.043.662.6%
FY20240Cr0Cr33.8%0.073.638.3%
FY20250Cr0Cr38.8%0.193.0522.5%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.