DuPont Decomposition

Why does MRF earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

10.1% = 6.7% × 0.95 × 1.60

Latest: FY2025

Profitability

Net Margin

6.7%

5.8% →6.7%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.95x

0.24x →0.95x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.60x

1.66x →1.60x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 7.8 pp over 3 years. Driven by asset turnover improving (0.24x → 0.95x).

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr5.8%0.241.662.3%
FY20240Cr0Cr6.2%0.241.612.4%
FY20250Cr0Cr6.7%0.951.6010.1%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.