DuPont Decomposition

Why does MSUMI earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

35.7% = 6.5% × 2.49 × 2.20

Latest: FY2025

Profitability

Net Margin

6.5%

6.9% →6.5%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

2.49x

2.44x →2.49x

Revenue per ₹ of assets

Leverage

Equity Multiplier

2.20x

2.18x →2.20x

Assets funded by equity vs debt

Trend Analysis

ROE stable at ~36%.

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr6.9%2.442.1836.6%
FY20240Cr0Cr7.7%2.651.8738.1%
FY20250Cr0Cr6.5%2.492.2035.7%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

MSUMI DuPont Analysis — ROE 35.7% | YieldIQ