DuPont Decomposition

Why does MVGJL earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

14.0% = 4.2% × 1.59 × 2.08

Latest: FY2025

Profitability

Net Margin

4.2%

2.6% →4.2%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.59x

1.88x →1.59x

Revenue per ₹ of assets

Leverage

Equity Multiplier

2.08x

3.30x →2.08x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 2.0 pp over 4 years. Driven by net margin improving (2.6% → 4.2%), asset turnover declining (1.88x → 1.59x), leverage falling (3.30x → 2.08x).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr2.6%1.883.3016.0%
FY20230Cr0Cr3.5%1.883.1320.8%
FY20240Cr0Cr3.8%1.542.2713.1%
FY20250Cr0Cr4.2%1.592.0814.0%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

MVGJL DuPont Analysis — ROE 14.0% | YieldIQ