DuPont Decomposition

Why does NACLIND earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

-21.6% = -7.6% × 0.96 × 2.96

Latest: FY2025

Profitability

Net Margin

-7.6%

4.5% →-7.6%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.96x

1.09x →0.96x

Revenue per ₹ of assets

Leverage

Equity Multiplier

2.96x

3.34x →2.96x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 38.1 pp over 3 years. Driven by net margin declining (4.5% → -7.6%), asset turnover declining (1.09x → 0.96x), leverage falling (3.34x → 2.96x).

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr4.5%1.093.3416.5%
FY20240Cr-0Cr-0.5%0.973.56-1.8%
FY20250Cr-0Cr-7.6%0.962.96-21.6%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

NACLIND DuPont Analysis — ROE -21.6% | YieldIQ