DuPont Decomposition

Why does NAHARINDUS earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

1.9% = 1.2% × 0.85 × 1.81

Latest: FY2025

Profitability

Net Margin

1.2%

3.6% →1.2%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.85x

0.29x →0.85x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.81x

1.42x →1.81x

Assets funded by equity vs debt

Trend Analysis

ROE stable at ~2%. Driven by net margin declining (3.6% → 1.2%), asset turnover improving (0.29x → 0.85x), leverage rising (1.42x → 1.81x).

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr3.6%0.291.421.5%
FY20240Cr0Cr5.1%0.221.712.0%
FY20250Cr0Cr1.2%0.851.811.9%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

See DCF fair value for NAHARINDUS

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.