DuPont Decomposition

Why does NAVINFLUOR earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

11.0% = 12.4% × 0.48 × 1.84

Latest: FY2025

Profitability

Net Margin

12.4%

19.6% →12.4%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.48x

0.20x →0.48x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.84x

1.62x →1.84x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 4.8 pp over 3 years. Driven by net margin declining (19.6% → 12.4%), asset turnover improving (0.20x → 0.48x), leverage rising (1.62x → 1.84x).

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr19.6%0.201.626.2%
FY20240Cr0Cr11.7%0.141.843.0%
FY20250Cr0Cr12.4%0.481.8411.0%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.