DuPont Decomposition

Why does NBCC earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

20.3% = 4.7% × 0.85 × 5.11

Latest: FY2025

Profitability

Net Margin

4.7%

4.1% →4.7%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.85x

0.22x →0.85x

Revenue per ₹ of assets

Leverage

Equity Multiplier

5.11x

6.62x →5.11x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 14.4 pp over 3 years. Driven by asset turnover improving (0.22x → 0.85x), leverage falling (6.62x → 5.11x). High financial leverage (equity multiplier > 4x) amplifies returns but also risk.

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr4.1%0.226.625.8%
FY20240Cr0Cr3.4%0.363.944.8%
FY20250Cr0Cr4.7%0.855.1120.3%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.