DuPont Decomposition

Why does NFL earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

6.8% = 3.1% × 0.63 × 3.43

Latest: FY2025

Profitability

Net Margin

3.1%

1.6% →3.1%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.63x

2.36x →0.63x

Revenue per ₹ of assets

Leverage

Equity Multiplier

3.43x

4.93x →3.43x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 11.3 pp over 3 years. Driven by net margin improving (1.6% → 3.1%), asset turnover declining (2.36x → 0.63x), leverage falling (4.93x → 3.43x).

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr1.6%2.364.9318.0%
FY20240Cr0Cr0.6%2.104.395.9%
FY20250Cr0Cr3.1%0.633.436.8%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.