DuPont Decomposition

Why does NFL earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

6.8% = 3.1% × 0.63 × 3.43

Latest: FY2025

Profitability

Net Margin

3.1%

-1.9% →3.1%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.63x

0.47x →0.63x

Revenue per ₹ of assets

Leverage

Equity Multiplier

3.43x

5.05x →3.43x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 11.3 pp over 4 years. Driven by net margin improving (-1.9% → 3.1%), asset turnover improving (0.47x → 0.63x), leverage falling (5.05x → 3.43x).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr-0Cr-1.9%0.475.05-4.6%
FY20230Cr0Cr6.4%0.574.9518.1%
FY20240Cr0Cr2.0%0.674.405.9%
FY20250Cr0Cr3.1%0.633.436.8%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

NFL DuPont Analysis — ROE 6.8% | YieldIQ