DuPont Decomposition

Why does NILKAMAL earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

7.3% = 3.1% × 1.50 × 1.60

Latest: FY2026

Profitability

Net Margin

3.1%

3.1% →3.1%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.50x

1.38x →1.50x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.60x

1.63x →1.60x

Assets funded by equity vs debt

Trend Analysis

ROE stable at ~7%. Driven by asset turnover improving (1.38x → 1.50x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr3.1%1.381.636.9%
FY20230Cr0Cr4.3%1.491.5810.2%
FY20240Cr0Cr3.9%1.431.588.7%
FY20250Cr0Cr3.2%1.301.717.2%
FY20260Cr0Cr3.1%1.501.607.3%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

NILKAMAL DuPont Analysis — ROE 7.3% | YieldIQ