DuPont Decomposition

Why does NIRAJ earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

8.0% = 3.9% × 1.16 × 1.76

Latest: FY2026

Profitability

Net Margin

3.9%

0.7% →3.9%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.16x

1.10x →1.16x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.76x

1.74x →1.76x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 6.6 pp over 5 years. Driven by net margin improving (0.7% → 3.9%).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr0.7%1.101.741.4%
FY20230Cr0Cr0.7%1.881.792.5%
FY20240Cr0Cr2.1%1.801.686.4%
FY20250Cr0Cr3.0%1.321.586.2%
FY20260Cr0Cr3.9%1.161.768.0%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

NIRAJ DuPont Analysis — ROE 8.0% | YieldIQ