DuPont Decomposition

Why does NRAIL earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

2.3% = 1.1% × 0.93 × 2.28

Latest: FY2025

Profitability

Net Margin

1.1%

5.2% →1.1%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.93x

0.37x →0.93x

Revenue per ₹ of assets

Leverage

Equity Multiplier

2.28x

1.64x →2.28x

Assets funded by equity vs debt

Trend Analysis

ROE stable at ~2%. Driven by net margin declining (5.2% → 1.1%), asset turnover improving (0.37x → 0.93x), leverage rising (1.64x → 2.28x).

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr5.2%0.371.643.1%
FY20240Cr0Cr6.3%0.162.062.1%
FY20250Cr0Cr1.1%0.932.282.3%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

See DCF fair value for NRAIL

Combine financial quality with intrinsic value.

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.