DuPont Decomposition

Why does NRBBEARING earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

8.5% = 6.8% × 0.90 × 1.39

Latest: FY2025

Profitability

Net Margin

6.8%

10.8% →6.8%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.90x

0.26x →0.90x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.39x

1.81x →1.39x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 3.4 pp over 3 years. Driven by net margin declining (10.8% → 6.8%), asset turnover improving (0.26x → 0.90x), leverage falling (1.81x → 1.39x).

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr10.8%0.261.815.0%
FY20240Cr0Cr11.2%0.231.443.7%
FY20250Cr0Cr6.8%0.901.398.5%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.