DuPont Decomposition

Why does NRL earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

10.6% = 6.6% × 1.09 × 1.48

Latest: FY2026

Profitability

Net Margin

6.6%

11.9% →6.6%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.09x

2.16x →1.09x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.48x

1.17x →1.48x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 19.3 pp over 5 years. Driven by net margin declining (11.9% → 6.6%), asset turnover declining (2.16x → 1.09x), leverage rising (1.17x → 1.48x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr11.9%2.161.1729.9%
FY20230Cr0Cr6.5%2.081.2316.7%
FY20240Cr0Cr3.0%2.091.348.4%
FY20250Cr0Cr9.1%1.101.2312.3%
FY20260Cr0Cr6.6%1.091.4810.6%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

NRL DuPont Analysis — ROE 10.6% | YieldIQ