DuPont Decomposition

Why does PALASHSECU earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

-2.1% = -26.1% × 0.07 × 1.14

Latest: FY2025

Profitability

Net Margin

-26.1%

-15.9% →-26.1%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.07x

0.09x →0.07x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.14x

1.10x →1.14x

Assets funded by equity vs debt

Trend Analysis

ROE stable at ~-2%. Driven by net margin declining (-15.9% → -26.1%).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr-0Cr-15.9%0.091.10-1.6%
FY20230Cr-0Cr-29.4%0.121.09-3.9%
FY20240Cr-0Cr-23.5%0.071.14-2.0%
FY20250Cr-0Cr-26.1%0.071.14-2.1%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

See DCF fair value for PALASHSECU

Combine financial quality with intrinsic value.

See Fair Value →

DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

PALASHSECU DuPont Analysis — ROE -2.1% | YieldIQ