DuPont Decomposition

Why does PALASHSECU earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

3.3% = 32.6% × 0.09 × 1.08

Latest: FY2026

Profitability

Net Margin

32.6%

-15.9% →32.6%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.09x

0.09x →0.09x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.08x

1.10x →1.08x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 4.9 pp over 5 years. Driven by net margin improving (-15.9% → 32.6%).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr-0Cr-15.9%0.091.10-1.6%
FY20230Cr-0Cr-29.4%0.121.13-4.0%
FY20240Cr-0Cr-23.5%0.071.16-2.0%
FY20250Cr-0Cr-26.0%0.071.17-2.2%
FY20260Cr0Cr32.6%0.091.083.3%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

PALASHSECU DuPont Analysis — ROE 3.3% | YieldIQ