DuPont Decomposition

Why does PALREDTEC earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

-16.8% = -9.1% × 0.74 × 2.50

Latest: FY2025

Profitability

Net Margin

-9.1%

-1.3% →-9.1%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.74x

1.69x →0.74x

Revenue per ₹ of assets

Leverage

Equity Multiplier

2.50x

1.97x →2.50x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 12.3 pp over 4 years. Driven by net margin declining (-1.3% → -9.1%), asset turnover declining (1.69x → 0.74x), leverage rising (1.97x → 2.50x).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr-0Cr-1.3%1.691.97-4.5%
FY20230Cr-0Cr-0.0%1.142.10-0.1%
FY20240Cr-0Cr-3.0%0.902.28-6.0%
FY20250Cr-0Cr-9.1%0.742.50-16.8%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

PALREDTEC DuPont Analysis — ROE -16.8% | YieldIQ