DuPont Decomposition

Why does PARAGMILK earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

10.7% = 3.5% × 1.67 × 1.81

Latest: FY2026

Profitability

Net Margin

3.5%

-26.1% →3.5%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.67x

1.46x →1.67x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.81x

2.52x →1.81x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 106.8 pp over 5 years. Driven by net margin improving (-26.1% → 3.5%), asset turnover improving (1.46x → 1.67x), leverage falling (2.52x → 1.81x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr-0Cr-26.1%1.462.52-96.1%
FY20230Cr0Cr1.9%1.712.066.6%
FY20240Cr0Cr2.9%1.632.079.9%
FY20250Cr0Cr3.5%1.691.9911.6%
FY20260Cr0Cr3.5%1.671.8110.7%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

PARAGMILK DuPont Analysis — ROE 10.7% | YieldIQ