DuPont Decomposition

Why does PATELRMART earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

18.8% = 3.1% × 2.12 × 2.84

Latest: FY2025

Profitability

Net Margin

3.1%

1.6% →3.1%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

2.12x

3.33x →2.12x

Revenue per ₹ of assets

Leverage

Equity Multiplier

2.84x

4.22x →2.84x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 4.0 pp over 3 years. Driven by net margin improving (1.6% → 3.1%), asset turnover declining (3.33x → 2.12x), leverage falling (4.22x → 2.84x).

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr1.6%3.334.2222.8%
FY20240Cr0Cr2.8%2.413.5323.9%
FY20250Cr0Cr3.1%2.122.8418.8%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.