DuPont Decomposition

Why does PGEL earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

10.2% = 6.0% × 0.94 × 1.81

Latest: FY2025

Profitability

Net Margin

6.0%

3.6% →6.0%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.94x

1.43x →0.94x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.81x

3.81x →1.81x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 9.4 pp over 3 years. Driven by net margin improving (3.6% → 6.0%), asset turnover declining (1.43x → 0.94x), leverage falling (3.81x → 1.81x).

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr3.6%1.433.8119.6%
FY20240Cr0Cr4.9%1.192.2213.0%
FY20250Cr0Cr6.0%0.941.8110.2%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

PGEL DuPont Analysis — ROE 10.2% | YieldIQ