DuPont Decomposition

Why does PGHL earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

62.3% = 23.2% × 1.67 × 1.60

Latest: FY2026

Profitability

Net Margin

23.2%

17.8% →23.2%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.67x

1.00x →1.67x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.60x

1.40x →1.60x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 37.2 pp over 5 years. Driven by net margin improving (17.8% → 23.2%), asset turnover improving (1.00x → 1.67x), leverage rising (1.40x → 1.60x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr17.8%1.001.4025.1%
FY20230Cr0Cr17.6%1.231.4431.2%
FY20240Cr0Cr19.0%1.101.4730.6%
FY20250Cr0Cr17.8%1.421.4837.3%
FY20260Cr0Cr23.2%1.671.6062.3%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

PGHL DuPont Analysis — ROE 62.3% | YieldIQ