DuPont Decomposition

Why does PRIMESECU earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

5.1% = 10.3% × 0.48 × 1.04

Latest: FY2026

Profitability

Net Margin

10.3%

40.9% →10.3%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.48x

0.32x →0.48x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.04x

1.17x →1.04x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 10.1 pp over 5 years. Driven by net margin declining (40.9% → 10.3%), asset turnover improving (0.32x → 0.48x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr40.9%0.321.1715.2%
FY20230Cr0Cr27.6%0.291.118.8%
FY20240Cr0Cr30.2%0.351.1211.8%
FY20250Cr0Cr48.0%0.351.1218.6%
FY20260Cr0Cr10.3%0.481.045.1%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

PRIMESECU DuPont Analysis — ROE 5.1% | YieldIQ