DuPont Decomposition

Why does RAMKY earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

12.5% = 14.7% × 0.45 × 1.91

Latest: FY2026

Profitability

Net Margin

14.7%

1.6% →14.7%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.45x

0.32x →0.45x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.91x

16.50x →1.91x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 4.0 pp over 5 years. Driven by net margin improving (1.6% → 14.7%), asset turnover improving (0.32x → 0.45x), leverage falling (16.50x → 1.91x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr1.6%0.3216.508.6%
FY20230Cr0Cr66.9%0.373.2980.8%
FY20240Cr0Cr14.3%0.512.4918.0%
FY20250Cr0Cr9.2%0.492.209.9%
FY20260Cr0Cr14.7%0.451.9112.5%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

RAMKY DuPont Analysis — ROE 12.5% | YieldIQ